Updated August 14th, 2021
Thinking of retirement, what is your plan? Do you have an age that you think you will be able to retire? What does retirement mean to you?
Some advice I have seen on the web:
- Withdraw about 4% of your savings every year
- Some financial websites recommend 25x your annual spending as an investment goal
As as example of research on the web, here is a link to a study called the National Retirement Risk Index, published by the Center for Retirement Reseach at Boston College. One key finding is that "..50 percent of households are “at risk” of not having enough to maintain their living standards in retirement."
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To find good articles and resources on savings and investment topics, check out newspaper sites, business news and government or financial industry sites for information. If you take the USA as an example, you might check out a national newspaper site or your local news site for information on retirement investing.
Business news sites might have columnists that specialize in retirement topics for readers or financial advice that can be a good source of research topics. Local or national government websites will have information on resources to learn more about investing and government programs that can help with education about retirement.
There are also financial industry organizations that might offer free educational courses on investments, as well as national organizations like the AARP, formerly known as the American Association of Retired Persons (AARP).